交通银行主要业务收费标准 List of BOCOM Charges for Main Businesses （2010年6月版） (June 2010) 一、人民币基本结算业务收费标准 I. Charges for Basic Settlement Businesses in RMB （一）基本结算业务 (1) Basic Settlement Businesses | 收费项目 Charge Items | 收费标准 Rate | 银行汇票 Bank Draft | 手续费：1元/笔 Commission charge: CNY 1/transaction 另收邮电费（按邮政部门标准）或电子汇划费 And postal and telecommunication fee (according to the charge standard of the postal service) or electronic remittance and transfer fee | 银行承兑汇票 Bank Acceptance | 手续费：按票面金额的0.5‰收取 Commission charge: 0.5‰ of face value | 托收承付 委托收款 Collection and Acceptance Commission Receivables (发出) (Send Out) | 信函发出 Mail Transfer | 手续费：1元/笔 邮费：按邮政部门标准收取 Commission charge: CNY 1/transaction Postage: according to the charge standard of the postal service | 国内特快专递发出 Domestic EMS | 手续费：1元/笔 邮费：按邮政部门标准收取 Commission charge: CNY 1/transaction postage: according to the charge standard of the postal service | 托收承付 委托收款 Collection and Acceptance Commission Receivables (划回) (Transfer Back) | 邮寄划回 Postal Remittance | 邮费： 向付款人收取邮费（按邮政部门标准） Postage: payable by the payer (according to the charge standard of the postal service) | 电子划回 Electronic Transfer | 手续费：0.5元/笔 Commission charge: CNY 0.5/transaction 电子汇划费：按电汇业务（表二）收费标准收取 Electronic remittance and transfer fee: following the list of charges of electronic remittances (Table 2) | 本票 Promissory Note | 手续费：1元/笔 Commission charge: CNY 1/transaction | 支票 Check | 手续费：1元/笔 Commission charge: CNY 1/transaction | 单位主动查询 Company Active Inquiry | 信件查询 Correspondence | 手续费：0.5元/笔 另收邮费（按邮政部门标准） Commission charge: CNY 0.5/transaction And postage (according to the charge standard of the postal service) | 电汇查询 Telegraphic Transfer | 手续费：0.5元/笔 另收邮电费10元/笔 Commission charge: CNY 0.5/transaction And postal and telecommunication fee: CNY 10/transaction | 未在银行开户的个人汇款 Personal Remittance without Bank Account | 5000元以下按个人汇款金额的1%收取，不足1元的收取1元；5000元（含）以上按50元/笔 1% for personal remittance less than CNY 5,000, Min. CNY 1; CNY 50/transaction for personal remittance over CNY 5,000 (included) | 未在银行开户的个人办理银行汇票 Bank Draft by Individual without Bank Account | 5000元以下 ＜CNY 5,000 | 手续费：按票面金额的1%收取，不足1元的收取1元 Commission charge: 1% of face value, Min. CNY 1 | 5000元（含）以上 ＞CNY 5,000 (included) | 手续费：50元/笔 浏览器处于缩小状态怎么办Commission charge: CNY 50/transaction | 电子退汇 Electronic Remittance Return | 手续费：0.5元/笔 Commission charge: CNY 0.5/transaction 电子汇划费：按电汇业务（表二）收费标准收取 Electronic remittance and transfer fee: following the list of charges of electronic remittances (Table 2) | 挂失 Loss Report | 符合挂失规定的汇票、本票、支票 Eligible loss report of Draft, Promissory Note and Check | 手续费：按票面金额的1变形金刚2(卷土重来)电影‰收取，不足5元的收取5元 Commission charge: 1‰ of face value, Min. CNY 5 | | | |
（二）电汇业务 (II) Electronic Remittance | 汇划金额 Amount of Remittance and Transfer | 电子汇划费 Electronic Remittance and Transfer Fee | 手续费 Commission Charge | 备注 Remarks | 1万元以下（含） ＜CNY 10,000 (included) | 5元/笔 CNY 5/transaction | 0.5元 CNY 0.5 | 需要2小时到账的电子汇划加收30%服务费； 30% extra service charge for electronic remittance and transfer of money credited to the account within 2 hours 汇划财政金库、救灾、抚恤金等款项免收电子汇划费 Free of charge for electronic remittance and transfer related to fiscal treasury accounts, disaster relief and pension funds. 汇划职工工资、退休金、养老金等，每笔2元 CNY 2/transaction for remittance and transfer of employees’ wages, retirement pay and annuities etc. 收取电子汇划费后，不再收邮费和电报费 No additional postage or telegraphic charge after collection of electronic remittance and transfer fee | 1万元-10万元 CNY 10,000-100,000 | 10元/笔 CNY 10/transaction | 0.5元 CNY 0.5 | 10万元-50万元 CNY 100,000-500,000 | 15元/笔 CNY 15/transaction | 0.5元 CNY 0.5 | 50万元-100万元 CNY 500,000-1 million | 20元/笔 CNY 20/transaction | 0.5元 CNY 0.5 | 100万元以上 ＞1 million | 每笔按万分之零点二收取，最高不超过200元 0.2/10000 per transaction, Max. CNY 200 | 0.5元 CNY 0.5 | | | | |
二、银行卡业务收费标准
II. List of Charges for Bank Card Businesses （一） 太平洋借记卡 (I) Pacific Debit Card | 序号 No. | 收费项目 Charge Item | 人民币借记卡 RMB Debit Card | 1 | 年费 Annual Fee | 10元/卡 CNY 10/card | 2 | 挂失手续费 Commission Charge for Loss Report | 10元/卡(柜面） CNY10/card (over-the-counter) 6元/卡（电话银行、网上银行、多媒体自助终端） CNY6/card (telephone banking, internet banking, self-help multimedia terminal) | 3 | 卡片工本费 Card Issuing Fee | 5元/卡；身份识别照片卡和个性化照片卡分别加收40元和100元工本费；智能卡按不同芯片规格加收 CNY5/card; CNY 40 and 100 extra issuing fee respectively for ID photo card and personalized photo card; and extra fee needed for smart card according to the CMOS chip specs. | 4 | 系统内异地取现 Nonlocal Intra-Bank Cash Withdrawal | （1）柜面：取款金额的1％，最低1元/笔，最高100元/笔； (1) Over the Counter: 1% of amount of cash withdrawn, Min. CNY1, Max. 100 per transaction; （2）自助设备：取款金额的0.6％，最低1元/笔 (2) ATM: 0.6% of amount of cash withdrawn, Min.CNY1/transaction | 5 | 系统内异地转账 Nonlocal Intra-Bank Transfer | （1）柜面：转账金额的0.4％，最低1元/笔，最高50元/笔； (1) Over the Counter: 0.4% of amount of transfer, Min. CNY1, Max. 50 per transaction; （2）自助设备（含交银自助通）：转账金额的0.2％，最低1元/笔，最高50元/笔； (2) ATM (including BOCOM Self-Help Through): 0.2% of amount of transfer, Min. CNY1, Max. 50 per transaction; （3）电话银行（含家易通）：转账金额的0.2％，最低1元/笔，最高50元/笔 ； (3) Telephone Banking (including Household Easy-Access): 0.2% of amount of transfer, Min. CNY1, Max. 50 per transaction; （12月你好的说说4）网上银行：转账金额的0.15％，最低1元/笔，最高50元/笔 (4) Internet banking: 0.15% of amount of transfer, Min. CNY1, Max. 50 per transaction; | 6 | 系统内异地存款 Nonlocal Intra-Bank Deposit | （1）柜面：存款金额的0.4％，最低1元/笔，最高50元/笔 (1) Over the Counter: 0.4% of deposit amount, Min. CNY1, Max. 50 per transaction; （2）自助设备：存款金额的0.2％，最低1元/笔，最高30元/笔 (2) Over the Counter: 0.2% of deposit amount, Min. CNY1, Max. 30 per transaction; | 7 | 同城跨系统自助设备取现 Local Inter-Bank ATM Withdrawal | 2－4元/笔 CNY 2-4/transaction | 8 | 异地跨系统自助设备取现 Nonlocal Inter-Bank ATM Withdrawal | 0.8%+2元/笔，最低5元/笔 0.8%+CNY 2, Min. CNY5 per transaction | 9 | ATM查询交易手续费 Commission Charge for Inquiry on Overseas ATM | 4元/笔 CNY4/transaction | 10 | 通过银联网络ATM取款交易手续费 Commission Charge of Withdrawal from Overseas UnionPay ATM | 取现金额的1％＋12元/笔，最低15元/笔 1% of amount of cash withdrawn + CNY12, Min. CNY15 per transaction | 11 | 补打密码信封 Replacement of Initial Password Envelope | 10元/卡 CNY 10/card | 12 | 密码重置 Password Resetting | 10元/笔 CNY 10/transaction | 13 | 调阅签购单手续费 Commission Charge for Check of the Purchase Voucher | 原件50元/笔，复印件25元/笔 CNY50/transaction for original, CNY25/transaction for copy | | | |
（二）太平洋人民币、双币贷记卡及准贷记卡 (II) Pacific RMB, Dual Currency Credit Card and Quasi-Credit Card | 序号 No. | 收费项目 Charge Item | 双币贷记卡 Dual Currency Credit Card | 人民币贷记卡 RMB Credit Card | 准贷记卡 Quasi-Credit Card | 1 | 年费 Annual Fee | 金卡:主卡200元/卡， Gold Card: Principal Card: CNY200/card 附属卡：100元/卡 Affiliated Card: CNY100/card 普通卡：主卡140元/卡，附属卡：70元/卡 Common Card: Principal Card: CNY 140/card, Affiliated Card: CNY70/card | 金卡:主卡120元/卡， Gold Card: Principal Card: CNY120/card 附属卡： 60元/卡 Affiliated Card: CNY60/card 普通卡：主卡80元/卡， Common Card: Principal Card: CNY80/card 附属卡： 40元/卡 Affiliated Card: CNY40/card | 普通卡：主卡80元/卡， Common Card: Principal Card: CNY80/card 附属卡：人民币40元/卡 Affiliated Card: CNY40/card | 2 | 滞纳金 Late Fee | 按最低还款额未还部分的5%收取，最低人民币10元或1美元 5% of unpaid part of the minimum payable, Min. CNY10 or USD1 | 按最低还款额未还部分的5%收取，最低人民币10元 5% of unpaid part of the minimum payable, Min. CNY10 | —— | 3 | 补打密码信封手续费 Commission Charge for Replacement of Initial Password Envelope | 免费，加急处理加收人民币20元/卡 Fee waived, but charging additional CNY20/card for urgent processing | 4 | 补发新卡工本费 Charge for Re-issuing Card | 人民币15元/卡，加急处理加收人民币35元/短裙子卡 CNY15/card, but charging additional CNY35/card for urgent processing | 5 | 账单补印费 Charge for Reprinting of Account Statement | 近三期账单免费，三期以前每份人民币10元 CNY10 per statement, but fee waived for the latest 3 periods | —— | 6 | 挂失手续费 Commission Charge for Loss Report | 人民币50元/卡 CNY50/card | 7 | 紧急挂失手续费 Commission Charge for Emergency Loss Report Overseas | 人民币60元/卡 CNY60/card | 8 | 紧急补卡手续费 Commission Charge for Emergency Card Re-issuing Overseas | Visa 每卡175美元，MasterCard每卡155美元。金卡免费 USD 175 per Visa Card, USD 155 per Master Card, fee waived for Gold Card | —— | —— | 9 | 超限费 Limit Exceeding Fee | 按超过信用额度部分5%收取，最低人民币5元或1美元 5% of the exceeding portion, Min. CNY5 or USD1 | —— | 10 | 调阅签购单手续费 Commission Charge for Request for Check of the Purchase Voucher | 境内原件人民币50元，复印件人民币20元；复印件5美元 CNY50 for original, CNY20 for copy within China; USD5 for copy of overseas purchase voucher | 原件人民币50元，复印件人民币20元 CNY50 for original, CNY20 for copy | 11 | 银联账户查询手续费 Commission Charge for Inquiry of Overseas UnionPay Account | 4元/笔 CNY4/transaction | 12 | 非美元交易兑换手续费 Commission Charge for Overseas Non-USD Exchange | 按交易金额的1.75% 1.75% of transaction amount | —— | —— | 序号 No. | 收费项目 Charge Item | 双币贷记卡 Dual Currency Credit Card | 人民币贷记卡 RMB Credit Card | MORE准贷记卡 MORE Quasi-Credit Card | 13 | 取现手续费 Commission Charge for Cash Withdrawal | 信用额度取现手续费：境内人民币取现，收取交易金额的1％，最低每笔人民币10元；通过银联网络取现，每笔收取人民币12元，外加交易金额的1％，最低每笔人民币15元；通过VISA/MasterCard网络取现，收取交易金额的1％，最低每笔5美元 Commission Charge for Cash Withdrawal within Credit Limit: 1% of transaction amount, Min. CNY10 per transaction in RMB within China; CNY 12 plus 1% of transaction amount by overseas UnionPay network, Min. CNY 15 per transaction; 1% of transaction amount by overseas VISA/MasterCard network, Min. USD 15 per transaction; 溢缴款（存款余额）领回手续费：境内人民币领回，收取交易金额的0.5％，最低每笔人民币10元，最高每笔人民币500元；境内美元通过柜面领回，收取交易金额的0.5％，最低每笔1美元，最高每笔50美元 Commission Charge for Collection of Overpayment (Deposit Balance)：0.5% of transaction amount, Min. CNY10, Max. CNY500 per transaction in RMB within China; 0.5% of transaction amount, Min. USD1, Max. USD50 per transaction in USD over the counter within China 注：青年卡：境内人民币取现，收每笔人民币5元 Note: Youth Card: CNY5/transaction for RMB cash withdrawal within China | 信用额度取现手续费：境内人民币取现，收取交易金额的1％，最低每笔人民币10元；通过银联网络取现，每笔收取人民币12元，外加交易金额的1％，最低每笔人民币15元 Commission Charge for Cash Withdrawal within Credit Limit: 1% of transaction amount, Min. CNY10 per transaction in RMB within China; CNY 12 plus 1% of transaction amount by overseas UnionPay network, Min. CNY 15 per transaction 溢缴款（存款余额）领回手续费：境内人民币领回，收取交易金额的0.5％，最低每笔人民币10元，最高每笔人民币500元 Commission Charge for Collection of Overpayment (Deposit Balance)：0.5% of transaction amount, Min. CNY10, Max. CNY500 per transaction in RMB within China; | （1）境内同城本行免收手续费； (1) Commission charge waived for local intra-bank transaction within China （2）境内同城跨行2元/笔（仅适用于自助设备） (2) 2 Yuan per local inter-bank transaction within China (applicable to ATM only) （3）境内异地本行按交易金额的1％收取，最低1元/笔，最高100元/笔（适用于柜面与自助设备） (3) 1% of transaction amount for nonlocal intra-bank transaction within China, Min. CNY1, Max. CNY100 per transaction (applicable to over-the-counter and ATM) （4）境内异地跨行按交易金额1%收取，最低人民币10元（仅适用于自助设备） (4) 1% of transaction amount for nonlocal inter-bank transaction within China, Min. CNY10 (applicable to ATM only) （5）通过银联取现，每笔收取人民币12元，外加交易金额的1%，最低每笔人民币15元 无可奈何花落去全诗(5) CNY12 per transaction by overseas UnionPay network, plus 1% of transaction amount, Min.CNY15 per transaction | 14 | 人民币账户转账手续费 Commission Charge for RMB Account Transfer | 信用额度转账手续费：境内人民币柜面转账，收取交易金额的1％，最低每笔人民币10元 Commission Charge for Cash Transfer within Credit Limit: 1% of transaction amount, Min. CNY10 per transaction for RMB transfer over the counter within China 溢缴款（存款余额）转账手续费：境内人民币柜面转账，收取交易金额的0.5％，最低每笔人民币10元，最高每笔人民币500元；境内美元柜面转账，收取交易金额的0.5％，最低每笔1美元，最高每笔50美元 Commission Charge for Transfer of Overpayment (Deposit Balance): 0.5% of transaction amount, Min. CNY10, Max. CNY500 per transaction for RMB transfer over the counter within China; 0.5% of transaction amount, Min. CNY1, Max. CNY50 per transaction for USD transfer over the counter overseas | 信用额度转账手续费：境内人民币柜面转账，收取交易金额的1％，最低每笔人民币10元 Commission Charge for Cash Transfer within Credit Limit: 1% of transaction amount, Min. CNY10 per transaction for RMB transfer over the counter within China 溢缴款（存款余额）转账手续费：境内人民币柜面转账，收取交易金额的0.5％，最低每笔人民币10元，最高每笔人民币500元 Commission Charge for Transfer of Overpayment (Deposit Balance): 0.5% of transaction amount, Min. CNY10, Max. CNY500 per transaction for RMB transfer over the counter within China; | （1）境内同城5元/笔（仅适用于柜面，不开通跨系统业务） (1) CNY5 per local transaction within China (applicable to over-the-counter transaction only, no inter-bank transfer service) （2）境内异地按交易金额的1％收取，最低5元/笔，最高50元/笔（仅适用于柜面，不开通跨系统业务） (2) 1% of transaction amount, Min. CNY5, Max. CNY50 for every nonlocal transaction within China (applicable to over-the-counter transaction only, no inter-bank transfer service) | 15 | 人民币系统内异地存款手续费 Commission Charge for Nonlocal Intra-Bank Deposit in RMB | —— | —— | 按交易金额的0.4％收取，最低1元/笔，最高50元/笔（适用于柜面与自助设备） 0.4% of transaction amount, Min. CNY1, Max. CNY50 per transaction (applicable to over-the-counter and ATM transaction only) | 序号 No. | 收费项目 Charge Item | 双币贷记卡 Dual Currency Credit Card | 人民币贷记卡 RMB Credit Card | MORE准贷记卡 MORE Quasi-Credit Card | 16 | “用卡无忧”套餐服务（短信提醒服务） “Worry-free SMS Reminder Service” (SMS Reminder) | 12元/三个月/卡 CNY12/3 months/card | —— | 17 | “信用保障” 业务 “Credit Guarantee” Service | 3元/卡/月 CNY3/card/month | —— | | | | | |
三、其他业务收费标准
III. List of Charges for Other Businesses 序号 No. | 收费项目 Charge Item | 收费标准 今年考研是几月几号Rate | 1 | 人民币个人存款证明 Certificate of Personal RMB Deposit | 20元/份 CNY20/certificate | 2 | 储蓄单折、密码挂失 Loss report of Deposit Certificate, Book and Password | 10元/笔 CNY10/transaction | 3 | 个人网银 Personal Internet banking | USBKEY证书工本费 USBKEY Certificate Issuing Fee | 每套人民币70元 CNY70/certificate | 4 | 证书使用年费 Annual Fee of Certificate Use | 10元/年，向证书认证版用户收取 CNY10/year, collected from user of certified certificate | 5 | 密码重置费 Password Resetting Fee | 10元/笔 CNY10/transaction | 6 | 手机银行 Mobile Phone Banking | 服务费 Service Charge | 6元/月/每个用户 CNY6/month/user | 7 | 交易手续费 Commission Charge for Transaction | 同城本行转账：免费 Local Intra-bank Transfer: Free of Charge 异地本行转账：转账金额的0.15％，最低1元，最高15元 Nonlocal Intra-bank Transfer: 0.15% of amount transferred, Min. CNY1, Max. CNY15 同城跨行转账：转账金额的0.15％，最低1元，最高15元 Local Inter-bank Transfer: 0.15% of amount transferred, Min. CNY1, Max. CNY15 异地跨行转账：转账金额的0.3％， 最低1元，最高15元 Nonlocal Inter-bank Transfer: 0.3% of amount transferred, Min. CNY1, Max. CNY15 | | | | |
注：1、除上述已明确收费项目外，交通银行仍有可能对新提供其他服务项目进行收费，具体以受理营业网点的新公告为准，敬请留意。 Note: 1. apart from the above charge items clearly specified, BOCOM may charge fee for other new service items. See the new bulletin shown at the business outlet concerned for specifics.
2、上述收费项目的减免优惠政策，请询营业网点。\ 2. Consult the business outlet for the preferential reduction or exemption policy for the above charge items.
3、上述收费标准的解释权归交通银行所有。 3. The right to interpretation of the above lists of charges is reserved by BOCOM. |
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