第三网上支付平台对比
The third comparison online payment platform
由于有第三方支付平台,因此客户不用担心自己付款以后商家不发货,商家也不必担心发货以后客户不付款,就如客户在淘宝网、拍拍网等购物网站上购物,收到商品并确认商品没有质量问题,发出付款请求后,商家才能收到货款一样.
As a third-party payment platform, so customers need not worry about payment, businesses don't have to worry about customer non-payment after delivery
在目前主流的第三方支付平台中,阿里巴巴旗下的支付宝与腾讯旗下的财付通是最多人所熟悉的,他们分别有自己的购物网站淘宝网与拍拍网,支付宝与财付通这种依托自有网上购物网站发展起来的综合性支付平台是目前第三方网上支付市场的主力军,此外,也有一些购物网站与支付宝和财付通签约,客户可以通过它们来完成支付,因此综合性第三方支付平台的应用范围更为广泛.
Currently, Alibaba's Alipay and Tencent's TenPay is familiar to most people, they each have
their own shopping sites (and pat Taobao network). There are some shopping sites with Alipay and TenPay contract.
此外,也有独立的第三方支付平台,如快钱、易宝支付（YeePay）、环迅支付、网银在线、首信易支付等,这类支付平台尽管缺少自有网上购物网站的支持,其独立的特点也让不少购物网站青睐；而且与综合性支付平台相比,它们的支付业务也各具特,如快钱的生活类支付业务丰富,环迅支付的网游支付业务支持种类较多,首信易支付开展了不少支付返现的优惠活动……不得不提的一个第三方支付平台是ChinaPay,这是中国银联旗下的电子支付平台,作为一个“国”字辈的支付平台,ChinaPay 拥有的银行资源是最为丰富的,通过中国银联的平台,用户可以选择不同的银行卡进行网上支付.
In addition, there are independent third-party payment platform. Such as quick money, YeePay (YeePay), IPS, online banking online, PayEase etc. Despite the lack of such payment platform to support its own online shopping site, its independent features made many popular shopping site; Compared with a comprehensive payment platform, and their payment services have different characteristics
下面我们就来全方位对比一下上述主流的第三方支付平台.
1.覆盖面 coverage
使用某一第三方支付平台的购物网站越多,说明该平台的覆盖面越广,使用这个平台作网上支付的用户越多.突尼斯在哪里
Use a payment platform more shopping sites, indicating that more extensive coverage of the platform, the platform for online payment using the more users.
支付宝：官方数据显示目前已有超过46万家商户使用了支付宝的服务,其中同为阿里巴巴旗下的兄弟网站淘宝网占据了国内C2C网上购物市场的80%份额,而C2C网上交易量又占据了网上购物总体交易量的90%,支付宝由此占据了国内第三方网上支付市场的半壁江山.
支付宝：C2C online shopping accounted for 90% of overall trading volume，More than 460,000 merchants use Alipay's service，Which Alibaba's brother site Taobao, China C2C online shopping accounted for 80% of the market.
财付通：官方数据显示目前已有超过40万家商户使用了财付通的服务,与支付宝依托淘宝网成长一样,财付通发展初期也是依托腾讯旗下的拍拍网,目前财付通占国内第三方网上支付交易额的1/4.
财付通：dnf炮加点At present, more than 400,000 businesses use TenPayipad电池容量，祭英烈的留言Currently, money paid through the gross domestic third-party online payment transactions 1 / 4.
ChinaPay：国内第三大的网上支付平台,依托中国银联的渠道体系,官方统计商户数字不详,按国内第三方网上支付交易额占有率计,排名第三.
ChinaPay：The third-largest online payment platform
快钱：官方数据显示目前拥有超过37万商业合作伙伴,按国内第三方网上支付交易额占有率计,排名第四.
快钱：Has over 37 million business partner, ranking fourth
YEEPAY易宝支付：官方统计目前与其签约的中大型商家超过10000家,按国内第三方网上支付交易额占有率计,排名第五.
YEEPAY：Currently signed with YEEPAY more than 10,000 medium and large businesses, ranked by turnover share of fifth
环迅支付：拥有数千家签约商户,按国内第三方网上支付交易额占有率计,排名第六.
环迅支付：Signed with thousands of businesses, according to the sixth share of turnover.新高达世纪
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