金融机构人民币存款基准利率
调整时间活期存款定 期 存 款
增减幅三个月增减幅半年增减幅一年增减幅二年增减幅三年1990.04.15 2.88 6.37.7410.0810.9811.88 1990.08.21 2.16-0.72 4.32-1.98 6.48-1.268.64-1.449.36-1.6210.08 1991.04.21 1.8-0.36 3.24-1.08 5.4-1.087.56-1.087.92-1.448.28 1993.05.15 2.160.36 4.86 1.627.2 1.89.18 1.629.9 1.9810.8 1993.07.11 3.150.99 6.66 1.89 1.810.98 1.811.7 1.812.24 1996.05.01 2.97-0.18 4.86-1.87.2-1.89.18-1.89.9-1.810.8 1996.08.23 1.98-0.99 3.33-1.53 5.4-1.87.47-1.717.92-1.988.28 1997.10.23 1.71-0.27 2.88-0.45 4.14-1.26 5.67-1.8 5.94-1.98 6.21 1998.03.25 1.710 2.880 4.140 5.22-0.45 5.58-0.36 6.21 1998.07.01 1.44-0.27 2.79-0.09 3.96-0.18 4.77-0.45 4.86-0.72 4.95 1998.12.07 1.440 2.790 3.33-0.63 3.78-0.99 3.96-0.9 4.14 1999.06.100.99-0.45 1.98-0.81 2.16-1.17 2.25-1.53 2.43-1.53 2.7 2002.02.210.72-0.27 1.71-0.27 1.89-0.27 1.98-0.27 2.25-0.18 2.52 2004.10.290.720 1.710 2.070.18 2.250.27 2.70.45 3.24 2006.08.190.720 1.80.09 2.250.18 2.520.27 3.060.36 3.69 2007.03.180.720 1.980.18 2.430.18 2.790.27 3.330.27 3.96 2007.05.190.720 2.070.09 2.610.18 3.060.27 3.690.36 4.41 2007.07.210.810.09 2.340.27 2.880.27 3.330.27 3.960.27 4.68 2007.08.220.810 2.610.27 3.150.27 3.60.27 4.230.27 4.95 2007.09.150.810 2.880.27 3.420.27 3.870.27 4.50.27 5.22 2007.12.210.72-0.09 3.330.45 3.780.3
6 4.140.27 4.680.18 5.4 2008.10.090.720 3.15-0.18 3.51-0.27 3.87-0.27 4.41-0.27 5.13 2008.10.300.720 2.88-0.27 3.24-0.27 3.6-0.27 4.14-0.27 4.77 2008.11.270.36-0.36 1.98-0.9 2.25-0.99 2.52-1.08 3.06-1.08 3.6 2008.12.230.360 1.71-0.27 1.98-0.27 2.25-0.27 2.79-0.27 3.33 2010.10.190.360 1.910.2 2.20.22 2.50.25 3.250.46 3.85 2010.12.260.360 2.250.34 2.50.3 2.750.25 3.550.3 4.15 2011.02.090.40.04 2.60.35 2.80.330.25 3.90.35 4.5 (单位：年利率%)
(数据来源：央行网站)
金融机构人民币贷款基准利率
调整时间六个月以内六个月至一年增减幅五年增减幅（含六个月）增减幅（含一年）增减幅
13.681991.04.218.18.64
-1.811.52-2.161993.05.158.820.729.360.72 -1.89-2.521993.07.1190.1810.98 1.62 2.5212.06 3.061995.01.019010.980 1.4413.86 1.81995.07.0110.08 1.0812.06 1.08 -1.4412.06-1.81996.05.019.72-0.3610.98-1.08 -2.529-3.061996.08.239.18-0.5410.08-0.9 -2.07 6.66-2.341997.10.237.65-1.538.64-1.44
0 6.6601998.03.257.02-0.637.92-0.72 -1.26 5.22-1.441998.07.01 6.57-0.45 6.93-0.99 -0.81 4.5-0.7
21998.12.07 6.12-0.45 6.39-0.54 -1.44 2.88-1.621999.06.10 5.58-0.54 5.85-0.54 -0.18 2.79-0.092002.02.21 5.04-0.54 5.31-0.54 0.72 3.60.812004.10.29 5.220.18 5.580.27 0.45 4.140.542006.04.28 5.40.18 5.850.27 0.27 4.410.272006.08.19 5.580.18 6.120.27 0.45 4.950.542007.03.18 5.670.09 6.390.27 0.27 5.220.272007.05.19 5.850.18 6.570.18 0.27 5.490.272007.07.21 6.030.18 6.840.27 0.27 5.760.272007.08.22 6.210.187.020.18 0.18 5.850.092007.09.15 6.480.277.290.27 -0.27 5.58-0.272007.12.21 6.570.097.470.18 -0.36 5.13-0.452008.09.16 6.21-0.367.2-0.27 -1.17 3.87-1.262008.10.09 6.12-0.09 6.93-0.27 -0.27 3.6-0.272008.10.30 6.03-0.09 6.66-0.27 0.52 4.20.62008.11.27 5.04-0.99 5.58-1.08
0.3 4.550.352008.12.23 4.86-0.18 5.31-0.27 0.3550.452010.10.19 5.10.24 5.560.25
2010.12.26 5.350.25 5.810.25
2011.02.09 5.60.25 6.060.25
单位：年利率%
600000
1137.5453605252200%
52745.14941
一至三年三至五年五年
（含三年）增减幅（含五年）增减幅以上增减幅
99.549.72
10.8 1.812.06 2.5212.24 2.52 12.24 1.4413.86 1.814.04 1.8
12.960.7214.580.7214.760.72
13.50.5415.120.5415.30.54 13.14-0.3614.94-0.1815.12-0.18 10.98-2.1611.7-3.2412.42-2.7 9.36-1.629.9-1.810.53-1.89
9-0.369.72-0.1810.35-0.18 7.11-1.897.65-2.078.01-2.34 6.66-0.457.2-0.457.56-0.45 5.94-0.72 6.03-1.17 6.21-1.35 5.49-0.45 5.58-0.45 5.76-0.45
贷款利率一览表5.760.27 5.850.27
6.120.36
6.030.27 6.120.27 6.390.27
6.30.27 6.480.36 6.840.45 6.570.27 6.750.27
7.110.27
6.750.18 6.930.18
7.20.09
7.020.277.20.277.380.18
7.20.187.380.187.560.18 7.470.277.650.277.830.27 7.560.097.740.097.830 7.29-0.277.56-0.187.74-0.09 7.02-0.277.29-0.277.47-0.27 6.75-0.277.02-0.277.2-0.27 5.67-1.08 5.94-1.08 6.12-1.08
5.4-0.27 5.76-0.18 5.94-0.18
5.60.2 5.960.2
6.140.2
5.850.25
6.220.26 6.40.26
6.10.25 6.450.23 6.60.2
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